--- title: CRE Finance Insights | CRE description: CRE | Commercial Real Estate Finance Insights --- [Skip to content](https://m.insigniafs.com/cre-finance-insights/tag/cre#main-content) ![INSIGNIA 002B67 2023 (200X74 px) Trans](https://m.insigniafs.com/hs-fs/hubfs/INSIGNIA%20002B67%202023%20(200X74%20px)%20Trans.png?width=200&height=74&name=INSIGNIA%20002B67%202023%20(200X74%20px)%20Trans.png) Open main navigation Close main navigation - [Contact us](https://insigniafs.com/contact/) [Contact us](https://insigniafs.com/contact/) # Recent Articles & News Commercial Real Estate and Finance Information and News [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [Educational Material](https://m.insigniafs.com/cre-finance-insights/tag/educational-material), [Educational](https://m.insigniafs.com/cre-finance-insights/tag/educational) ## [Debt Yield (DY)](https://m.insigniafs.com/cre-finance-insights/debt-yield-dy) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Jul 6, 2024 4:52:40 PM How to Calculate Debt Yield The debt yield is frequently utilized by lenders in the commercial real ... [Read more](https://m.insigniafs.com/cre-finance-insights/debt-yield-dy) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [Educational Material](https://m.insigniafs.com/cre-finance-insights/tag/educational-material), [Educational](https://m.insigniafs.com/cre-finance-insights/tag/educational) ## [Loan to Cost (LTC)](https://m.insigniafs.com/cre-finance-insights/loan-to-cost-ltc) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Jul 6, 2024 4:45:10 PM How to Calculate Loan to Cost Ratio (LTC) From the perspective of lenders underwriting a loan, the l... [Read more](https://m.insigniafs.com/cre-finance-insights/loan-to-cost-ltc) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [Educational Material](https://m.insigniafs.com/cre-finance-insights/tag/educational-material), [Educational](https://m.insigniafs.com/cre-finance-insights/tag/educational) ## [Loan to Value Ratio (LTV)](https://m.insigniafs.com/cre-finance-insights/loan-to-value-ratio-ltv) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Jul 6, 2024 4:34:16 PM How to Calculate Loan to Value Ratio (LTV) The loan to value ratio (LTV) is a fundamental measure of... [Read more](https://m.insigniafs.com/cre-finance-insights/loan-to-value-ratio-ltv) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [Educational Material](https://m.insigniafs.com/cre-finance-insights/tag/educational-material), [Educational](https://m.insigniafs.com/cre-finance-insights/tag/educational) ## [Loan to Purchase (LTP)](https://m.insigniafs.com/cre-finance-insights/loan-to-purchase-ltp) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Jul 6, 2024 4:22:19 PM How to Calculate Loan to Purchase (LTP) Loan to purchase (LTP) is a real estate underwriting metric ... [Read more](https://m.insigniafs.com/cre-finance-insights/loan-to-purchase-ltp) [![](https://m.insigniafs.com/hubfs/Imported_Blog_Media/Capital-Markets-Update-02262024-Facebook-Post-3.png)](https://m.insigniafs.com/cre-finance-insights/how-a-commercial-mortgage-broker-saves-you-time-and-money) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [Lending](https://m.insigniafs.com/cre-finance-insights/tag/lending), [loans](https://m.insigniafs.com/cre-finance-insights/tag/loans), [CREF](https://m.insigniafs.com/cre-finance-insights/tag/cref), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [finance](https://m.insigniafs.com/cre-finance-insights/tag/finance) ## [A Commercial Mortgage Broker Saves You Time and Money](https://m.insigniafs.com/cre-finance-insights/how-a-commercial-mortgage-broker-saves-you-time-and-money) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) May 28, 2024 11:21:32 PM Considering financing a commercial property? You’ve likely considered working with a commercial mort... [Read more](https://m.insigniafs.com/cre-finance-insights/how-a-commercial-mortgage-broker-saves-you-time-and-money) [![](https://m.insigniafs.com/hubfs/Imported_Blog_Media/Markets-Update-04162024-Instagram-Post.png)](https://m.insigniafs.com/cre-finance-insights/u-s-savings-and-debt-trends-raise-concerns) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [Lending](https://m.insigniafs.com/cre-finance-insights/tag/lending), [Blog](https://m.insigniafs.com/cre-finance-insights/tag/blog), [Housing](https://m.insigniafs.com/cre-finance-insights/tag/housing), [CREF](https://m.insigniafs.com/cre-finance-insights/tag/cref), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [construction](https://m.insigniafs.com/cre-finance-insights/tag/construction), [finance](https://m.insigniafs.com/cre-finance-insights/tag/finance) ## [U.S. Savings and Debt Trends Raise Concerns](https://m.insigniafs.com/cre-finance-insights/u-s-savings-and-debt-trends-raise-concerns) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Apr 16, 2024 1:15:47 PM Data from May 2023 shows personal savings in the United States at $1.06 trillion. However, a concern... [Read more](https://m.insigniafs.com/cre-finance-insights/u-s-savings-and-debt-trends-raise-concerns) [![](https://m.insigniafs.com/hubfs/Imported_Blog_Media/Capital-Markets-Update-02262024-Facebook-Post-1.png)](https://m.insigniafs.com/cre-finance-insights/most-active-cre-financing-sources-by-property-type) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [Lending](https://m.insigniafs.com/cre-finance-insights/tag/lending), [Blog](https://m.insigniafs.com/cre-finance-insights/tag/blog), [CREF](https://m.insigniafs.com/cre-finance-insights/tag/cref), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [finance](https://m.insigniafs.com/cre-finance-insights/tag/finance) ## [Most Active CRE Financing Sources By Property Type](https://m.insigniafs.com/cre-finance-insights/most-active-cre-financing-sources-by-property-type) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Mar 28, 2024 1:38:40 PM Key Findings: Government Agency Funding Increased: Government agencies became a more significant CRE... [Read more](https://m.insigniafs.com/cre-finance-insights/most-active-cre-financing-sources-by-property-type) [![](https://m.insigniafs.com/hubfs/Imported_Blog_Media/Capital-Markets-Update-02262024-Facebook-Post.png)](https://m.insigniafs.com/cre-finance-insights/cre-lending-update-02262024) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [Lending](https://m.insigniafs.com/cre-finance-insights/tag/lending), [loans](https://m.insigniafs.com/cre-finance-insights/tag/loans), [Blog](https://m.insigniafs.com/cre-finance-insights/tag/blog), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [finance](https://m.insigniafs.com/cre-finance-insights/tag/finance) ## [CRE Lending Update: Bumps, Adjustments, and a Glimpse of Sunshine](https://m.insigniafs.com/cre-finance-insights/cre-lending-update-02262024) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Feb 26, 2024 1:59:49 PM Real Estate Lending: Bumps in the Road, but a Brighter Future? Things haven’t been easy for commerci... [Read more](https://m.insigniafs.com/cre-finance-insights/cre-lending-update-02262024) [![](https://m.insigniafs.com/hubfs/Imported_Blog_Media/SBA-PN-Update-12062023-Facebook-Post-1.png)](https://m.insigniafs.com/cre-finance-insights/sba-update-for-business-acquisitions) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [development](https://m.insigniafs.com/cre-finance-insights/tag/development) ## [SBA Update for Business Acquisition Loans](https://m.insigniafs.com/cre-finance-insights/sba-update-for-business-acquisitions) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Dec 8, 2023 1:32:22 PM Latest SBA Procedural Notice to benefit some business acquisition financings. On December 6, 2023 th... [Read more](https://m.insigniafs.com/cre-finance-insights/sba-update-for-business-acquisitions) [![](https://m.insigniafs.com/hubfs/Imported_Blog_Media/2023-Thanksgiving-Facebook-Post-1.png)](https://m.insigniafs.com/cre-finance-insights/a-message-of-gratitude-this-thanksgiving-holiday) [CRE](https://m.insigniafs.com/cre-finance-insights/tag/cre), [Lending](https://m.insigniafs.com/cre-finance-insights/tag/lending), [Blog](https://m.insigniafs.com/cre-finance-insights/tag/blog), [commercial real estate](https://m.insigniafs.com/cre-finance-insights/tag/commercial-real-estate), [finance](https://m.insigniafs.com/cre-finance-insights/tag/finance) ## [A Message of Gratitude this Thanksgiving Holiday](https://m.insigniafs.com/cre-finance-insights/a-message-of-gratitude-this-thanksgiving-holiday) [John Morelli](https://m.insigniafs.com/cre-finance-insights/author/john-morelli) Nov 22, 2023 3:49:31 PM A Message of Gratitude at Thanksgiving As Thanksgiving approaches, the team at INSIGNIA Financial Se... 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